Get The Right Business Loan
What could your business do with extra funding up to RM200,000?
Services We Offer:
Business Loan Advisory
Expert Help to Secure The Best Loan
Struggling to get a business loan? Our team of ex-bank loan specialists knows exactly how to help.
We match you with lenders, handle paperwork, and save you money. No spam, just results.
Finance Your Business Expansion
Get lender-matched financing to grow your business without costly mistakes.
Debt Consolidation Solutions
Merge high-interest loans into one affordable payment with our advisory.
Government Loan Application
We handle complex paperwork for SME grants/subsidies, hassle-free.
*Terms and Conditions applies
SME Loan
Up to RM 500K for Business Growth
Need money to take your business to the next level? Our SME loans offer RM10,000 to RM500,000.
You may use it for expansion, equipment or stock. Low rates, 24-hrs approval, repay over 6 mths to 5 yrs.
Industrial Equipment Financing
Buy new machinery/tech with low monthly rates and 24h pre-approval.
Business Expansion Loan
Open a new branch or renovate with flexible 5-year repayment.
Bridging Loan for Contracts
Secure RM100K+ upfront to fulfill large client orders or tenders.
*Terms and Conditions applies
Micro Fund
Small Loans, Big Opportunities
When you need money fast for daily operations or small upgrades, our micro loans provide RM1K-50K.
No collateral needed. Funds in 1-2 days, repay in 3-12 months. Perfect for urgent needs or opportunities.
Urgent Supplier Payment Financing
Get fast cash to pay suppliers on time and maintain good relationships
Quick Marketing Campaign Funding
Instant loans for digital ads, promotions or fund FB/IG ads, repay in 3–12 months.
Emergency Payroll Funding
Pay your staff salaries on time during cash flow shortages.
*Terms and Conditions applies
Personal Loan
Flexible Financing for Your Needs
Need money for emergencies, education, or home renovations? Our personal loans give you cash in 48 hrs.
Whether you're salaried or self-employed, you can get competitive rates without draining your savings.
Emergency Medical Funding for Businesses
Cover sudden medical bills for you or key staff and get approved in 48 hours.
Skill-Boost Financing for Your Team
Finance professional courses/certifications to grow your business capabilities.
Workspace Renovation Funds
Refresh your shop, office, or storefront without using the business savings.
*Terms and Conditions applies
How to Get Your Loan?
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Our Customer Stories
"Prima SME’s RM300K business loan helped us launch our second branch. Their advisors simplified the paperwork and secured us a rate 2% lower than banks!"
"When our cooler broke before peak season, Prima SME’s RM15K micro fund saved us. Our loan approved in hours, no collateral needed. Lifesaver!"
"After 3 bank rejections, their experts matched us with the perfect lender. Now we’ve upgraded our workshop debt-free."
"Used their personal loan to buy a delivery van. Flexible repayments fit my seasonal income. No stress."
"Three loans in five years, always fair terms. Prima SME feels like a partner, not just a lender."
*Terms and Conditions applies
Frequently Asked Questions
Who can apply for an SME loan?
Your business likely qualifies if:
Do I need collateral?
Not always! We offer:
What documents do I need?
Typically:
Can I apply if I have bad credit (Blacklisted)?
Yes, you can! We look at your business potential and cash flow, not just credit history.
Are there hidden fees?
No hidden charges! Only:
What is the Micro Fund?
Prima SME’s Micro Fund provides quick financing up to RM50,000 for daily operations, inventory, or small upgrades.
What repayment terms are available?
Flexible options: 3, 6, 12, or 18 months to match your cash flow.
Can I choose my repayment schedule?
Yes, you can. We’ll adjust repayments to match your cash flow.
Can I get more funding later?
Existing clients get priority for extra funding, often at better rates. Terms and Conditions Apply.
Can I refinance my current loans?
Yes! We can combine high-interest debts into one lower-rate loan.
How do I apply?
4 simple steps:
Why is my approval taking longer?
Some applications require extra verification for your protection. We’ll contact you shortly!
Is my data safe with Prima SME Advisory?
100% secure. We never share your info without permission.
How fast is approval?
Pre-approved in 24 hours. Money in your account in 2–5 days if documents are complete.
Does fast approval lower my amount?
No. Speed doesn’t affect funding limits. Need more? Submit additional docs for review.
What if I miss a payment?
Tell us ASAP. We’ll adjust your plan without harsh penalties.