logo_prima-white

Fast & Flexible Financing

for Your Business Growth

What could your business do with extra funding up to RM200,000?

  • Fast approval (within 24 hours)
  • Loans up to RM200,000
  • Flexible repayment (up to 18 months)
  • Competitive rates (from 0.8% per month)
Explore Loan Options
WhatsApp Us Now
Explore Loan Options
WhatsApp Us Now
Get in touch by filling the form below.

Why Choose Prima SME Advisory?

Why Choose

Prima SME Advisory?

Dedicated Loan Advisors
Your own expert guiding you to approval. From start to finish.
Fast Loan Approval
Get approved in hours, funded next day!* No long waits.
Competitive Interest Rates
Lowest rates in Malaysia! Keep more money in your business.
Transparent & Honest Deal
No hidden fees. No tricks. Just fair terms upfront.
*Terms and Conditions applies

Grow Your Business with The Right Financing

Business Loan Advisory

Expert Help to Secure The Best Loan

Avoid rejections and costly mistakes with our ex-bank loan specialists.
✔ Match with best lenders
✔ We do paperwork
✔ Save thousands
✔ No spam, just results
*Terms apply
Enquire Now

SME Loan

Up to RM 500K for Business Growth

High-capital loans designed to accelerate your business growth.
✔ RM10K–500K financing
✔ Low rates per month
✔ 24-hour pre-approval
✔ 6 months–5 year terms
*Terms apply
Apply Now

Micro Fund

Small Loans, Big Opportunities

Quick cash flow boosts for daily operations or small upgrades.
✔ RM1K–50K financing
✔ No collateral
✔ 1-2 day funding
✔ 3-12 month terms
*Terms apply
Apply Now

Personal Loan

Flexible Financing for Your Needs

Cover emergencies, education, or renovations without draining savings.
✔ Multi-purpose financing
✔ Salaried/self-employed
✔ Competitive monthly rates
✔ Money in 48h
*Terms apply
Apply Now

Business Loan

Advisory

Expert Help to Secure The Best Loan

Avoid rejections and costly mistakes with our ex-bank loan specialists.
✔ Match with best lenders
✔ We do paperwork
✔ Save thousands
✔ No spam, just results
*Terms apply
Enquire Now

SME Loan

.

Up to RM 500K for Business Growth

High-capital loans designed to accelerate your business growth.
✔ RM10K–500K financing
✔ Low rates per month
✔ 24-hour pre-approval
✔ 6 months–5 year terms
*Terms apply
Apply Now

Micro Fund

.

Small Loans, Big Opportunities

Quick cash flow boosts for daily operations or small upgrades.
✔ RM1K–50K financing
✔ No collateral
✔ 1-2 day funding
✔ 3-12 month terms
*Terms apply
Apply Now

Personal Loan

.

Flexible Financing for Your Needs

Cover emergencies, education, or renovations without draining savings.
✔ Multi-purpose financing
✔ Salaried/self-employed
✔ Competitive rates
✔ Money in 48h
*Terms apply
Apply Now

How to Get Your Loan?

Complete The Application Form
Tell us your requirements. We listen and find the perfect loan for you.
1
Get Your Loan Options
We show you the best loan with clear rates and terms and no surprises.
2
Receive Your Money
Accept an offer and we’ll transfer funds to your business bank account.
3

Our Customer Stories

"Prima SME’s RM300K business loan helped us launch our second branch. Their advisors simplified the paperwork and secured us a rate 2% lower than banks!"
andy
Andy KL Tech Solutions (SME Loan)
"When our cooler broke before peak season, Prima SME’s RM15K micro fund saved us. Our loan approved in hours, no collateral needed. Lifesaver!"
sarah
Sarah Bloom Florist (Micro Fund)
"After 3 bank rejections, their experts matched us with the perfect lender. Now we’ve upgraded our workshop debt-free."
hafiz
Hafiz AutoCare Garage (Business Loan Advisory)
"Used their personal loan to buy a delivery van. Flexible repayments fit my seasonal income. No stress."
meiling
Mei Ling TasteBento (Personal Loan for Business)
"Three loans in five years, always fair terms. Prima SME feels like a partner, not just a lender."
rajesh
Rajesh Batu Caves Hardware (Repeat Client)

Frequently Asked Questions

Who can apply for an SME loan?
Your business likely qualifies if:
  • Registered in Malaysia (SSM) for at least 6 months.
  • Makes RM10,000 or more per month in revenue.
  • No major credit issues (we can help improve your credit).
Do I need collateral?
Not always! We offer:
  • Unsecured loans (no collateral) – up to RM150,000 for startups.
  • Secured loans (with collateral) – for higher amounts.
What documents do I need?
Typically:
  • 6 months’ bank statements.
  • SSM/Business registration.
  • Owner’s IC & tax filings (if available).
Can I apply if I have bad credit (Blacklisted)?
Yes, you can! We look at your business potential and cash flow, not just credit history.
Are there hidden fees?
No hidden charges! Only:
  • 1 – 2% processing fee (waived for first 50 applicants).
  • No prepayment penalties.
What is the Micro Fund?
Prima SME’s Micro Fund provides quick financing up to RM50,000 for daily operations, inventory, or small upgrades.
How does the Micro Fund work?
  • Amount: RM1,000 – RM200,000
  • Rates: From 0.8%/month
  • Tenure: 3 to 18 months
  • Speed: Funds disbursed in 1–2 days post-approval (fees deducted upfront).
What repayment terms are available?
Flexible options: 3, 6, 12, or 18 months to match your cash flow.
Can I choose my repayment schedule?
Yes, you can. We’ll adjust repayments to match your cash flow.
Can I get more funding later?
Existing clients get priority for extra funding, often at better rates. Terms and Conditions Apply.
Can I refinance my current loans?
Yes! We can combine high-interest debts into one lower-rate loan.
How do I apply?
4 simple steps:
  • Online form (5 minutes)
  • Upload documents: NRIC/Passport and 6-month bank statements
  • Get approved – Email updates within 24 hours
  • Receive funds – Direct to your business account
How is Prima SME Advisory different from banks?
We offer:
  • Faster approval (days, not weeks).
  • Real advisors (no call centers).
  • We lend to "risky" industries (F&B, retail, etc.).
Why is my approval taking longer?
Some applications require extra verification for your protection. We’ll contact you shortly!
Is my data safe with Prima SME Advisory?
100% secure. We never share your info without permission.
How fast is approval?
Pre-approved in 24 hours. Money in your account in 2–5 days if documents are complete.
Does fast approval lower my amount?
No. Speed doesn’t affect funding limits. Need more? Submit additional docs for review.
What if I miss a payment?
Tell us ASAP. We’ll adjust your plan without harsh penalties.

Latest Updates

Pinjaman Bijak: Cara PKS Memaksimumkan Pinjaman Perniagaan untuk Pertumbuhan.
|
Bagi perusahaan kecil dan sederhana (PKS), impian besar selalunya perlukan…
Smart Borrowing: How SMEs Can Maximize Business Loans for Growth.
|
For small and medium enterprises (SMEs), having big dreams often…
Bagaimana Pinjaman Perniagaan Boleh Menyokong Pertumbuhan PKS di Malaysia. 
|
Menguruskan perusahaan kecil dan sederhana (PKS) di Malaysia bukanlah sesuatu…